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Foreclosure concerns on military personal

.[i]  To determine whether a trustor is protected by the SCRA, we obtain the so-called “non-military” affidavit (the “NMA”).  The NMA is prepared by the servicer (or beneficiary) who has had contact with the trustor or another party to ensure that the trustor is not on active duty.  The servicer should also check the database […]

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Foreclosure Registry

The Foreclosure Registry Ordinance

  The City of Los Angeles has what is arguably the most onerous program to deal with.  Given the vast number of vacant and distressed properties within the City of Los Angeles, it is no surprise that the City has taken steps to protect its residents and neighborhoods.  Registration with the City of Los Angeles […]

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Vacant Property

The Vacant Property Registration

  In Alameda, a property is required to be registered with the City upon the occurrence of either (a) the boarding up of the building by the voluntary action of the owner or as a result of enforcement actions of the City or (b) when the property is vacant for more than 90 days for […]

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Ordinances

Lenders May Face Exposure to local Municipal Registry Ordinances

  Think you’re not affected?  Better think again.  Over the past several years, the federal and state governments have sought to quell the “foreclosure crisis” that has overtaken the public discourse.  States such as California have enacted legislation such as the homeowner’s bill of rights whose goal was to afford additional protection to delinquent borrowers.  […]

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Mortgage

The Mortgage Dilemma

 A question many people wonder is, what kind of mortgage rate will I qualify for? Possibly one of the scarier questions prospective homeowners and investors must ask themselves before investing into any property. The struggle with being qualified and or accepted, let alone purchasing a home these days can be a scary task to many. This […]

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The Hottest Cities on the Market

        When discussing the “hottest” home markets in the United States, one city must be mentioned, the beautiful San Diego.  According to Realtor.com, when it comes to supply and demand, San Diego made the list as the eighth “hottest” home market in the last six months.   This signified the highest ranking the […]

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BEWARE OF FORECLOSING ON ACTIVE DUTY MILITARY

By: Randy Newman, President, Total Lender Solutions The Service Members Civil Relief Act (SCRA) was enacted in 2003 in order to update the Soldiers and Sailors Civil Relief Act of 1940 (the “1940 Act”) which, in turn, had updated the Soldiers and Sailors Civil Relief Act of 1918.  The SCRA significantly expanded the rights of […]

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The Foreclosure Registry Ordinance

The City of Los Angeles has what is arguably the most onerous program to deal with.  Given the vast number of vacant and distressed properties within the City of Los Angeles, it is no surprise that the City has taken steps to protect its residents and neighborhoods.  Registration with the City of Los Angeles is […]

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The Notice Of Sale

After the three months pass, if the Trustor has not reinstated the loan or redeemed the property, then the Beneficiary will request that the Trustee record a Notice of Sale (“NOS”). Within the Notice of Sale, there will be stated the upset price which is the approximate total amount that the Beneficiary will be owed […]

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The Rights of the Trustor

The Trustee then sends (by regular and certified mail) to the Trustor and any one else entitled a copy of the NOD with the recording information. The NOD notifies the Trustor that the loan is in default, advises the Trustor of the amount then in arrears, and informs the Trustor that he/she must maintain the […]

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The complexities of the multitude of laws affecting the foreclosure process on both the state and federal levels can be daunting.

With over 30 years’ experience, the experts at Total Lender Solutions are well suited to guide you through the process. As certified trustee sales officers by the United Trustees’ Association, we bring the highest level of expertise to the non-judicial foreclosure process.

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LET US HELP YOU WITH YOUR FORECLOSURE PROCESSING

The complexities of the multitude of laws affecting the foreclosure process on both the state and federal levels can be daunting.

Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.

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LET US HELP YOU WITH YOUR UCC SALES

Total Lender Solutions assists lenders to conduct public sales in a commercially reasonable manner so the interests of both the lender and borrower are protected.

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