.[i] To determine whether a trustor is protected by the SCRA, we obtain the so-called “non-military” affidavit (the “NMA”). The NMA is prepared by the servicer (or beneficiary) who has had contact with the trustor or another party to ensure that the trustor is not on active duty. The servicer should also check the database […]
The City of Los Angeles has what is arguably the most onerous program to deal with. Given the vast number of vacant and distressed properties within the City of Los Angeles, it is no surprise that the City has taken steps to protect its residents and neighborhoods. Registration with the City of Los Angeles […]
In Alameda, a property is required to be registered with the City upon the occurrence of either (a) the boarding up of the building by the voluntary action of the owner or as a result of enforcement actions of the City or (b) when the property is vacant for more than 90 days for […]
Think you’re not affected? Better think again. Over the past several years, the federal and state governments have sought to quell the “foreclosure crisis” that has overtaken the public discourse. States such as California have enacted legislation such as the homeowner’s bill of rights whose goal was to afford additional protection to delinquent borrowers. […]
A question many people wonder is, what kind of mortgage rate will I qualify for? Possibly one of the scarier questions prospective homeowners and investors must ask themselves before investing into any property. The struggle with being qualified and or accepted, let alone purchasing a home these days can be a scary task to many. This […]
When discussing the “hottest” home markets in the United States, one city must be mentioned, the beautiful San Diego. According to Realtor.com, when it comes to supply and demand, San Diego made the list as the eighth “hottest” home market in the last six months. This signified the highest ranking the […]
By: Randy Newman, President, Total Lender Solutions The Service Members Civil Relief Act (SCRA) was enacted in 2003 in order to update the Soldiers and Sailors Civil Relief Act of 1940 (the “1940 Act”) which, in turn, had updated the Soldiers and Sailors Civil Relief Act of 1918. The SCRA significantly expanded the rights of […]
The City of Los Angeles has what is arguably the most onerous program to deal with. Given the vast number of vacant and distressed properties within the City of Los Angeles, it is no surprise that the City has taken steps to protect its residents and neighborhoods. Registration with the City of Los Angeles is […]
After the three months pass, if the Trustor has not reinstated the loan or redeemed the property, then the Beneficiary will request that the Trustee record a Notice of Sale (“NOS”). Within the Notice of Sale, there will be stated the upset price which is the approximate total amount that the Beneficiary will be owed […]
The Trustee then sends (by regular and certified mail) to the Trustor and any one else entitled a copy of the NOD with the recording information. The NOD notifies the Trustor that the loan is in default, advises the Trustor of the amount then in arrears, and informs the Trustor that he/she must maintain the […]
The complexities of the multitude of laws affecting the foreclosure process on both the state and federal levels can be daunting.
With over 30 years’ experience, the experts at Total Lender Solutions are well suited to guide you through the process. As certified trustee sales officers by the United Trustees’ Association, we bring the highest level of expertise to the non-judicial foreclosure process.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you..
The complexities of the multitude of laws affecting the foreclosure process on both the state and federal levels can be daunting.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.
With the ever-changing regulatory landscape, the experts at Total Lender Solutions can prepare enforceable documents that meet current standards.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.
Total Lender Solutions assists lenders to conduct public sales in a commercially reasonable manner so the interests of both the lender and borrower are protected.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.
Deed of Reconveyance is a document used to transfer title to the borrower (Trustor) from the Trustee. This is done once the borrower has fully paid the debt secured by a Deed of Trust.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.
TLS takes education very seriously. With the industry constantly changing, we are committed to keeping our clients and others up to date with the latest regulatory laws.
Submit your information, or call us today at (866) 535-3736 to see what Total Lender Solutions can do for you.
