Frequently Asked Questions

What are the reasons for starting a foreclosure?

Foreclosures are started due to a breach of the borrower’s obligations under the note or deed of trust. The two types of breaches are monetary or non-monetary. Examples of monetary breaches include the failure to make the monthly payment or the balloon payment when they are due. Examples of non-monetary breaches include failing to maintain insurance, allowing the property to deteriorate, or transferring a title.

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