In-House Seminars
We take education seriously.
At Total Lender Solutions, we recognize that the financial landscape can become overwhelming, especially when borrowers face challenges and struggle to meet their commitments. With laws constantly changing, it’s essential for lenders to have access to reliable resources that can guide them through these complex processes. That’s why we take the initiative to stay informed about the latest rules and regulations—so you don’t have to worry about it.
We are dedicated to empowering our clients through education. That’s why we offer in-house seminars designed to help you and your team better understand the foreclosure process and other key topics in the industry. Our goal is to act as an extension of your office, providing valuable insights and knowledge that can enhance your operations.
During our engaging presentations, we cover a range of important subjects, including:
- Foreclosure Process: Learn about the steps involved and what to expect along the way.
- Bankruptcy Procedures: Understand how bankruptcy affects the foreclosure process and your options moving forward.
- Deeds in Lieu of Foreclosure: Explore this alternative solution and how it can benefit both lenders and borrowers.
- UCC Foreclosures: Gain insights into the Uniform Commercial Code and its implications for your assets.
- Compliance with Municipal Ordinances: Stay updated on local regulations to ensure you’re meeting all legal requirements.
By investing in education, we help you navigate the complexities of the industry with confidence. Let’s work together to equip your team with the knowledge they need to succeed!
Our Resources
Industry News & Education
Is Remote Work Declining? What Lenders Can Expect
The office sector has struggled with vacancies due to so many offices shifting to remote work during the pandemic. However, it’s no secret that many businesses are pushing their employees back to the office. Is remote work declining, or will … Read More
Non-Judicial Foreclosure: A Guide for Commercial Lenders
Most of the foreclosures we handle at Total Lender Solutions are non-judicial foreclosures. Non-judicial foreclosure is the most common type of foreclosure, whether you’ve invested in residential or commercial real estate. The non-judicial foreclosure process generally involves 5 steps: Of … Read More
Why Are Dollar Stores Closing?
Recently, dollar stores across the country have been struggling, and many large chains are closing all or most of their stores. What does this say about the commercial real estate market, and does it create any risks or opportunities for … Read More
Learning from the experts can help you avoid fines and/or penalties
Lender Discovers Defective Notices During Pre-Foreclosure Presentation
Prior to starting a foreclosure, both the state and federal governments have enacted pre-foreclosure procedures with which either the lender or servicer must comply. Doing so properly is vital to ensure that borrowers are given the appropriate information at the appropriate times and that lenders or servicers are compliant in order to avoid fines and/or penalties.
A small institutional lender client in California asked us to conduct a refresher workshop for pre-foreclosure activities and the foreclosure process. We prepared a detailed overview of the requirements and timing of the notices required by the Dodd-Frank Act as well as the California Homeowners’ Bill of Rights.
During the presentation, it was discovered that the lender’s notices and its counsel did not comply with the information requirements of Dodd-Frank. We worked with the lender to update their compliance procedures to ensure that they were in alignment with with both federal and state laws. We helped our client avoid serious penalties from the government and exposure to lawsuits by borrowers. The potential cost savings to the lender is incalculable.
Our Key Solutions:
- Pre-Foreclosure Process Education
- Notice Review
- Federal/State Law Compliance
- Penalty Avoidance